Blue Cross California Health Insurance

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Blue Cross of California Health Insurance Plans

PPO Plans
Smart Sense (NEW)	Brochure	Apply Now
Right Plan 40	Brochure	Apply Now
PPO 3500 Deductible	Brochure	Apply Now
PPO Share Plans	Brochure	Apply Now
CORE 5000 Plan	Brochure	Apply Now
PPO 3500 (HSA Compatible)	Brochure	Apply Now
Luminos	Brochure	Apply Now
Luminos (non maternity)	Brochure	Apply Now
HMO Plans
Select HMO	Brochure	Apply Now
HMO Saver	Brochure	Apply Now
HMO	Brochure	Apply Now
Blue Cross Dental Plans
Dental Blue PPO	Brochure	Application
Dental HMO	Brochure	Application
Please fax completed dental applications to 619-299-6007

What else do you get with Blue Cross of California? • Access to over 50,000 California network doctors and specialists and over 400 hospitals – so chances are your doctor is one of Blue Cross of California's. • Money in your pocket – because Blue Cross has negotiated lower fees with their network doctors and hospitals, your share of costs is less (a lot less) • Free health and wellness programs – designed to keep you as healthy as can be • Out-of-state coverage – so you’ll feel better wherever you are

Online Blue Cross Quote - Instant Quick Quote

Application Process

You have two options to apply. You can choose to do an online application or paper application.

	Online Application: Most online applications are reviewed by the underwriters within 24 to 48 hours.
	Paper Application : If you wish to complete the paper application; please fax to our office at 619-299-6007

About Blue Cross of California

Blue Cross of California has a broad range of medical insurance plans. With a vast doctor network to alternative medicine coverage to personalized plans, toll-free help lines and member-focused services, Blue Cross is one of California's leading health insurance carrier's.

What doctors and hospitals accept Blue Cross?

Please visit the Blue Cross Provider Finder for local doctors and participating hospitals in your area.

Right Plan 40	3500 Deductible PPO	PPO Share Plans
Apply Now	Apply Now	Apply Now
Brochure	Brochure	Brochure
•Simple, immediate benefits (including doctors’ office visits) with no medical deductible • Choice of prescription drug benefits (Comprehensive Rx, Generic Only Rx or No Rx) • No maternity benefits The Right Plan PPO 40 comes in 3 different plans: • RightPlan PPO 40 with No Rx – If you don’t need prescription drug coverage, this is a good way to keep your monthly rates as low as possible • RightPlan PPO 40 with Generic Rx – Pay just a $10 copay for generic drugs from our Generic Rx Formulary • RightPlan PPO 40 with Comprehensive Rx – Pay a $10 copay for generic drugs and a $30 copay for brand-name prescription drugs from the Blue Cross Formulary (after meeting the $500 brand-name prescription drug deductible)	• Simple, comprehensive coverage – just meet your medical deductible and then pay $0 for most covered services in-network • One of Blue Cross's lowest out-of-pocket maximums • Brand-name and generic prescription drug coverage • No maternity benefits	• Blue Cross of California's most comprehensive PPO coverage – simply choose the medical deductible/monthly premium combination that works for you • Immediate benefits for doctors’ office visits • Brand-name and generic prescription drug coverage • Maternity benefits
Core 5000 Plan	PPO 3500 (HSA - Compatible) Plan	Blue Cross HMO
Apply Now	Apply Now	Apply Now
Brochure	Brochure	Brochure
• Blue Cross of California's lowest monthly premiums • Immediate benefits for preventive care • You pay only a percentage of the Blue Cross negotiated fee for inpatient and outpatient hospital services as well as emergency services, once you meet your deductible • Doctors’ office visits are covered once you meet your out-of-pocket maximum • Immediate generic drug benefits • No maternity benefits	Gives you the opportunity to combine a tax-advantaged health savings account (HSA) with your health plan • Simple, comprehensive coverage – just meet your medical deductible and then pay $0 for most covered services in-network • Brand-name and generic prescription drug coverage • Combined medical/pharmacy deductible – so your payments for prescription drugs apply toward your deductible and out-of-pocket maximum • No maternity benefits	Low out-of-pocket costs Comprehensive health care coverage Unlimited lifetime benefits for covered services Mimial copays for office visits Self-referral for OB/GYN (women's health specialists) Blue Cross DirectAccess Blue Cross SpeedyReferral
Smart Sense PPO (NEW)
Apply Now
Brochure
SmartSense is a smart choice if you want: Low monthly rates Full medical benefits Four annual deductible options, ranging from $500 to $5,000 Immediate benefits for first three visits to a doctor Choice of comprehensive or generic only prescription drug benefits Access to our existing California PPO network No maternity benefits Up to $7,000,000 per member in lifetime benefits What’s Different About SmartSense Embedded (family) deductibles make it easier for families to satisfy deductible requirement: Once any family member meets their single deductible, their deductible is satisfied After one family member’s single deductible is satisfied, the family deductible can be met by one or more family members Fourth quarter carry-over deductible feature Separate in-network and out-of-network out-of-pocket maximums No $500 per admittance charge for inpatient services or outpatient services related to surgery or infusion therapy at a participating hospital Healthy Check and coverage for acupuncture and acupressure services are not included Annual out-of-pocket costs for brand name prescriptions are capped for their protection SmartSense contract codes are based on: Deductible Rx selection 1 member vs. 2+ members Each plan has a different contract code

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This document is not a contract. You should request and review the Evidence of Coverage and Health Service Agreement/Policy for Individuals and Families for a more complete description of the benefits, terms, conditions, and limitations of the health plans.



As a San Diego based insurance agency, we are located near Riverside county, Imperial County, Los Angeles County, and San Bernadino County. We can help anyone in California with insurance needs including the following zip codes and local community areas near our insurance agency:
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